In 2008, the Pennsylvania Legislature passed the Home Improvement Consumer Protection Act. The law requires that all contractors who perform at least $5,000 worth of home improvements per year register with the Attorney General's Office.
As a home improvement instructor I have heard many horror stories from my students of incompetent contractors, contractors that take a deposit and never finish the work or disappear. Local municipalities including the city of Philadelphia have required home improvement contractors to be licensed and carry adequate liability insurance. The licensing was a safe guard for the consumers. It provided a way to verify the contractor carried adequate insurance.
The new law is designed to consolidate the home improvement contractors throughout Pennsylvania into a single database that can be searched by the consumer online or by telephone to verify the contractor is licensed.
The new Pennsylvania law does not test the skill level of the contractor. It only verifies insurance coverage. The frightening fact is, anyone can pickup a paint brush and a hammer and call themselves a home improvement contractor.
The database should not be relied upon as the absolute resource in finding a reliable contractor. Home and property owners will still need to ask some important questions when screening a contractor:
The new law is designed to consolidate the home improvement contractors throughout Pennsylvania into a single database that can be searched by the consumer online or by telephone to verify the contractor is licensed.
The new Pennsylvania law does not test the skill level of the contractor. It only verifies insurance coverage. The frightening fact is, anyone can pickup a paint brush and a hammer and call themselves a home improvement contractor.
The database should not be relied upon as the absolute resource in finding a reliable contractor. Home and property owners will still need to ask some important questions when screening a contractor:
- Are they licensed by the State of Pennsylvania. Some contractors may not know this law exists.
- What is their license number?
- Before you hire them you want a certificate of insurance. This is a free service provided by the contractor's insurance company. You want the certificate made out to you.
- Ask for proof of workmens compensation insurance for their employees.
- Ask for references.
- Ask how long have they been in business.
- Ask them if they do the work or do they use sub-contractors.
- If they use sub-contractors ask for the sub-contractors certificate of insurance, workmens compensation insurance and state license number.
- Get all details of work in a written contract.
- Remind the contractor of the Right to Rescind Law that allows you to cancel your contract and received a full refund.


